Drive it home on terms that fit.
Rates from 7.5% across eight leading banks, approval before you visit, and an EMI you can shape to the rupee. One application, the whole market.
See your monthly number now.
Move the sliders to balance down payment, tenure and rate. When you're happy, send it to us and we'll match it to a real, approved offer.
Indicative only. Final rates depend on profile, tenure and lender. Velorum partners with 8 leading banks.
Finance shaped around how you drive
Classic loan
The straightforward route: own the car outright, fixed EMIs, tenures up to 84 months and rates from 7.5%. Foreclose any time after six months.
Smart lease
Lower monthly outgo with a residual at the end. Drive the latest car, upgrade every few years, and let us handle resale.
Balloon plan
Keep EMIs light with a larger final payment. Settle it, refinance it, or trade the car back to Velorum at a pre-agreed value.
Finance questions, answered
How fast is approval?
Most profiles receive an in-principle decision within a few hours. Salaried and self-employed applicants are both welcome, and we work with eight banks to find the sharpest rate for you.
What's the minimum down payment?
Typically 10–20% of the on-road price, though zero-down options exist for strong profiles. Use the calculator above to see how the down payment moves your EMI.
Can I finance a pre-owned car?
Yes. Every Velorum-certified pre-owned car is finance-eligible at competitive used-car rates, with the same warranty and inspection as new.
Do you help close my existing loan?
We do. If you're trading in, our team handles the loan closure, NOC and hypothecation transfer as part of the deal.
Get pre-approved in an afternoon.
Share a few details and our finance desk returns with your best available rate, no impact on your score to check.