VESPERA ✦

( vespera international )

Home is a time zoneyou can keep.

London · Dubai · Singapore · New York · and always, Worli

A lamplit Vespera residence terrace at dusk, the skyline softening behind it
A Vespera evening, wherever you land

( 01 )  ·  The desks

Four desks, one sunset.

Vespera keeps its own people in four cities, not franchisees, not call centres. Ring the desk nearest you and the Worli lounge wakes to a complete file: your shortlist, your banker, your questions already answered once.

Private film walkthroughs are screened at each desk, and site visits are arranged around your travel, always for the golden hour, because that is when a Vespera address tells the truth.

Walk the portfolio first →
LondonMayfair · GMT+44 20 7946 0958
DubaiDIFC · GMT+4+971 4 437 2800
SingaporeRaffles Place · GMT+8+65 6011 8888
New YorkMidtown · GMT−5+1 212 555 0147

Desks observe local hours, Mon–Fri. The Worli lounge bridges the gaps.

( 02 )  ·  The groundwork

The rules, in plain language.

FEMA, the RBI and the Income-tax Act govern how a non-resident buys, borrows, earns and repatriates. Six honest answers, before your lawyer makes them long.

Who can buy property in India?
Non-Resident Indians and Overseas Citizens of India may purchase residential and commercial property under FEMA's general permission route, and no prior approval from the Reserve Bank is required. The exceptions are agricultural land, plantation property and standalone farmhouses, which sit outside the general permission. Every Vespera residence falls squarely within it.
How do payments and repatriation work?
Purchases are funded through normal banking channels (your NRE, NRO or FCNR(B) account), and sale proceeds are generally repatriable subject to RBI conditions, including documentation of the original inward remittance and a ceiling of two residential properties. Balances in NRO accounts may currently be remitted up to USD one million per financial year. Our desks will walk your banker through the paper.
Can someone sign for me in India?
Yes. Most of our international buyers complete registration through a specific Power of Attorney in favour of a family member or advocate. The PoA is signed before the Indian consulate in your city (or notarised and apostilled), then stamped and adjudicated in India. Vespera's documentation team prepares the draft and coordinates every step, including the consulate appointment.
Are home loans available to NRI buyers?
Leading Indian banks and housing-finance companies lend to NRI and OCI buyers, typically up to 75–80 percent of the agreement value, with repayment routed through your NRE or NRO account. Expect to share your passport and visa, overseas income proof and credit history. Vespera's partner banks pre-approve our projects, which shortens the timeline considerably.
What about taxation and TDS?
Rental income from an Indian property is taxable in India, and tax is deducted at source on both rent and resale, with relief often available under the Double Taxation Avoidance Agreement between India and your country of residence. Lower-deduction certificates can be arranged ahead of a sale. The rates move with each Finance Act; treat any figure you hear as a conversation, not a conclusion.
How does RERA protect me from abroad?
Every Vespera project is registered with MahaRERA, which means escrowed receivables, a contractual possession date, a model agreement for sale and a public record of approvals you can verify from any time zone at maharera.mahaonline.gov.in. The protections apply identically to resident and non-resident buyers.

Indicative guidance for orientation only. FEMA, RBI and tax positions change by notification. Please consult your advisor before committing funds. Vespera does not provide legal or tax advice.

( the callback )

Your evening here can begin from anywhere.

Leave a number and a city. The nearest desk calls at your dusk, never at three in the morning.